Mortgage renewing?

Whether it's best interest rates, cash-backs, paying down your mortgage fast OR mapping out your next property move - we've got you covered!

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Mortgage renewal is the best time to freshen up your finances!

Why? Three Reasons.

1. Save Thousands of dollars.

Mortgage renewals are the perfect to structure your mortgage correctly, and save thousands, over the life of your home loan. Refinancing allows you to replace your current mortgage with a new mortgage. This gives you the chance to restructure your mortgage to achieve the following ( or a combination of ):

Utilise lower interest rates

which reduces your monthly payments and saves you thousands over the life of your loan.

Utilise ‘ interest rate averaging ’

Not sure what this is - be sure to check out out blog article on this.

Shorten or lengthen your loan term

depending on your situation, you can shorten your mortgage to pay it off faster or lengthen it to reduce your monthly payments.

Use features of offset account

Using the features of an offset account or revolving credit account allows you to pay off your mortgage faster and save thousands of dollars on interest repayments.

2. Equity Release.

If you have equity in your home, a home loan refinance can provide you with cash to cover major expenses like home improvements, education, or debt consolidation (see below) or a deposit to purchase another property.

3. Exterminate your debts.

By rolling high-interest debt into your mortgage, you can simplify your finances and reduce your overall interest payments (also known as a debt consolidation).